1. Introduction
Welcome to Quivesta (“we”, “us”, “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website, content, newsletters, and membership services (both free and paid).
By accessing or using Quivesta, you agree to these Terms. If you do not agree, please do not use our services.
2. Membership Tiers
2.1 Free Membership (Starter Access)
As a free member, you may receive:
- Email newsletters and market insights
Limited access to public content
Occasional updates and previews of premium content
2.2 Paid Membership (Pro Access)
As a Pro (paid) member, you will gain:
- Full access to premium content, including research and analysis
Exclusive reports and tools
Member-only updates and future feature rollouts
We reserve the right to update or change the benefits attached to each membership tier.
3. Account Registration
To access member content, you must register an account. You agree to provide accurate, complete, and current information and to keep it updated.
You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
4. Payment and Billing (for Paid Memberships)
- Payment is processed securely via third-party providers.
Subscriptions renew automatically unless cancelled before the next billing cycle.
We reserve the right to change pricing. Any change will be communicated in advance and will only apply from the next billing cycle.
You may cancel at any time, but no partial refunds are provided for the remaining period.
5. Content Usage
All content on Quivesta is protected by intellectual property laws. You may not:
- Share, resell, reproduce, or distribute member-only content without permission
Use the content for commercial purposes without prior written consent
Represent our content as financial advice
6. Not Financial Advice – Disclaimer
All material on Quivesta, including member-only and free content, is for informational and educational purposes only. It does not constitute financial, investment, or legal advice.
You must always conduct your own research and consult a qualified financial adviser before making investment decisions.
7. Termination of Access
We reserve the right to suspend or terminate your account if you violate these Terms, misuse content, or engage in any harmful activity on the platform.
8. Privacy
Your use of our site is subject to our [Privacy Policy], which explains how we collect, store, and process your personal information in accordance with South Africa’s POPIA laws.
9. Modifications to the Terms
We may revise these Terms at any time. Updated versions will be posted on the site. Continued use of the service after updates means you accept the revised Terms.
10. Governing Law
These Terms are governed by the laws of the Republic of South Africa. Any disputes shall be subject to the exclusive jurisdiction of South African courts.
11. Contact Us
If you have any questions about these Terms, please contact:
📧 Email: invest@quivesta.com
🌐 Website: https://quivesta.com
